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Best Sad Shayari
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Best Sad Shayari

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India’s largest bank State Bank of India has brought such an insurance plan for its customers. Due to which the customers of SBI are going to benefit a lot. You can take advantage of the entire Rs 4 lakh by depositing just Rs 28.5 every month. To take advantage of Rs 4 lakh, you have to invest in two schemes of the government. These schemes are Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY). The investment amount in these schemes is very less. In these two schemes, only Rs 342 has to be deposited annually.

Jan Dhan customers will get more benefit of this scheme. Because the bank has already been giving the benefit of this scheme to the Jan Dhan customers. The annual premium for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is Rs 330. Under this plan, the person gets life cover. If the insured person dies, his family gets Rs 2 lakh. This amount is taken from your bank account through ECS.

If you invest in this scheme, then you are going to get a lot of benefits. It is similar to life insurance in a way. After taking this plan, you will not need to take any plan of SBI Life.

Pradhan Mantri Suraksha Bima Yojana (PMSBY) scheme provides life insurance at a very low premium. Let us tell you that PMSBY is such a scheme from the central government, under which the account holder gets an insurance cover of Rs 2 lakh for just Rs 12.

The Central Government has started Atal Pension Yojana for the guarantee of pension on low investment. Under the Atal Pension Yojana, the government guarantees a pension of 1000 to 5000 rupees per month. In this scheme of the government, a person up to the age of 40 years can apply.