HDFC Life Insurance Limited has announced a bonus of Rs 2180 crore for the policyholders of its participating plans. You may recall that the company had mentioned a similar bonus plan last year as well. But this amount is 49% more than last year’s bonus. 15.49 lakh policyholders of HDFC Life will get the benefit of this bonus. To take advantage of this bonus, some things have to be kept in mind, we will tell you further.
Out of the bonus of Rs 2230 crore, policyholders will get Rs 1560 crore as cash bonus or on the basis of bonus for the policy maturing this year. Whereas the remaining bonus amount will be available when the policy matures, or on death or surrender of the policy. All small and big policyholders of HDFC Life Insurance will get the benefit of this bonus amount.
Vibha Padalkar, CEO of the company said that we are extremely happy to announce such a huge bonus amount for all our policyholders. Thank you for placing your trust in HDFC Life. Let us tell you that HDFC Life Insurance Company is a subsidiary of HDFC Bank, which was established in the year 2000. And HDFC Life is one of the largest private companies in the country.
We had said that the benefit of this bonus will not be available to the customers taking all types of plans. Not all policyholders of HDFC Life will get the benefit of this bonus. This benefit will be available only to the insured of the policy participating in the profit. Also, Unit Linked Insurance Plans (ULIPS) will not get the benefit of this, as they are market linked plans. By the way, 75% of the customers of the company are going to participate in the profit.
If you are thinking about taking a policy from HDFC Life, then we will tell you about some such policies. which will be beneficial for you. We will tell you about the new policy of HDFC Life in your post. So that you can benefit from it in future.